Risk and Antifraud

About the Company

HAPIC is a

team of professionals building a digital EMI to provide efficient payment solutions for entrepreneurs. Our mission is to become the trusted financial partner for European SMEs, providing the tools and ecosystem they need to thrive in a digital world.

We blend a human, customer-obsessed approach with solid banking expertise in the payments ecosystem. If you're motivated by our values—transparency, Trust, Dedication, and Security—and want to create real impact, you belong here.

About the Role

We are looking for an experienced Head of Risk to join the Hapic team. Your primary goal in this role is to create a transaction monitoring system in SMART transactions using high technologies and based on best industry practices.

What you will do:

• Lead the Risk Management function of the Company;
• Develop and implement a risk management framework that's tailored to our business needs and goals;
• Implement risk controls and mitigation plans, including for payment fraud (SEPA, SWIFT, cards) and crypto operations.
• Ensure alignment of risk management practices with MiCA requirements applicable to crypto asset services and issuers, including risk disclosure, asset classification, white paper controls, and operational resilience.
• Monitoring of crypto-specific fraud/risk vectors
• Develop and maintain controls for fraud detection, market abuse, and sanction risks specifically relevant to crypto asset operations.
• Develop and maintain risk-assessment models and methodologies that allow us to identify, assess, and mitigate risks effectively;
• Develop risk-based products that meet the needs of our clients while balancing risk and reward;
• Conduct risk assessments and provide regular reports to senior management and the board of directors, including the Annual Risk Management Report;
• Work closely with our product, engineering, and compliance teams to ensure that risk management considerations are integrated into our product development and operations;
• Ensure risk-related obligations under PSD2, AML, DORA and GDPR are implemented.Liaise with the ALMCO on the review of the Customer Risk Assessment methodology and ML/FT Business Risk Assessment;

What you will need:

• Master's degree in risk management, finance, accounting, business administration, or a related field;
• At least 5 years of experience in risk management, compliance, or a related field, preferably in the payments industry;
• Strong knowledge of regulatory requirements and industry best practices for risk management;
• Proven experience in managing risks related to crypto assets, including token issuance, custody, wallet management, and trading platforms under EU regulatory expectations.
• Excellent analytical and problem-solving skills;
• Strong leadership and communication skills;
• Ability to work collaboratively with cross-functional teams and external stakeholders.

What we offer:

• Full-time work in a beautiful new office in the center of Limassol;
• Competitive salary;
• Paid lunch;
• Relocation support;
• Registration of a work visa;
• An opportunity to build a corporate culture of the company together with us.