Investor Relations Manager

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nDrive Money
is the fintech arm of inDrive, focused on expanding financial inclusion across emerging markets including LATAM, the Middle East, and APAC. We're building innovative lending products for inDrive's ecosystem, leveraging alternative data and AI-driven credit scoring. We're now scaling our operations by raising structured debt from institutional providers and need an experienced finance professional to drive this critical function.

Role Overview:

You will be a key player in securing and managing structured debt facilities, ensuring compliance with lender requirements, and maintaining robust internal processes that support both regulatory needs and business performance. This is a high-visibility role at the intersection of finance, legal, and product teams, requiring strategic thinking, operational rigor, and relationship-building skills

Responsibilities:

• Lead negotiations with institutional debt providers, family offices, and alternative lenders to secure and extend structured debt facilities.
• Develop, implement, and oversee internal operational procedures (across financial, legal, credit, and product teams) to ensure ongoing compliance with debt covenants and regulatory requirements.
• Build and maintain a robust financial reporting framework for the credit product, ensuring high accuracy for internal leadership and external stakeholders.
• Act as the primary liaison with debt providers, delivering timely and transparent reporting on loan performance, covenant compliance, and operational metrics.
• Anticipate lender requirements and proactively implement changes to ensure seamless renewals and extensions of credit facilities.
• Collaborate closely with risk, scoring, legal, and product teams to integrate best practices and ensure readiness for scaling debt lines.
• Monitor and report on key credit product performance indicators (e.g., default rates, collections, vintage analysis) to both internal and external stakeholders.
• Support capital strategy development by providing insights on structured debt, financial risk management, and market best practices.

Qualifications:

• Proven experience (5-8+ years) in structured debt, investor relations, or treasury roles within fintechs, banks, alternative lenders, or credit-focused marketplaces.
• Strong understanding of credit products, including lending performance metrics (e.g., NPLs, charge-offs, recovery rates) and risk management frameworks.
• Advanced financial modelling skills with experience building models for structured debt, credit risk, and portfolio performance.
• Demonstrated ability to design and operationalize cross-functional processes across finance, legal, and product teams.
• Strong interpersonal skills with a proven ability to build, maintain, and grow relationships with lenders and investors.
• Familiarity with compliance, regulatory requirements, and reporting standards relevant to debt financing in multiple jurisdictions.
• Excellent communication skills, with the ability to synthesize complex financial data into clear, actionable insights for both internal and external audiences.
• Bachelor's degree in Finance, Economics, Business, or related field. MBA, CFA, or similar certifications are a plus.
• Prior experience with fintech lending in emerging markets, especially with non-traditional data for credit scoring.
• Exposure to AI and alternative data models in credit underwriting.
• Familiarity with working in high-growth, dynamic environments with lean teams.

Conditions & Benefits

• Stable salary, official employment.
• Health insurance.
• Hybrid work mode and flexbile schedule.
• Relocation package offered for candidates from other regions.
• Access to professional counseling services including psychological, financial, and legal support.
• Discount club membership.
• Diverse internal training programs.
• Partially or fully paid additional training courses.
• All necessary work equipment.