Payments Operations Manager

2 days ago

Limassol, Limassol, Cyprus Payxl Full time €40,000 - €80,000 per year

Company Description

provides seamless, secure, and fully compliant payment solutions to businesses transitioning between fiat currencies and digital assets. Offering dedicated accounts in EUR, USD, and GBP, ensures reliable, multi-currency access for streamlined global transactions. Serving financial institutions, corporate entities, and startups, tailors its services to meet diverse needs and support growth within the evolving digital economy.

Role Description

This is a full-time, on-site Payments Operations Manager role, located in Limassol, Cyprus.
The Payments Operations Manager will be responsible for overseeing daily payment operations, including reconciliation, treasury management, and transaction monitoring. The role involves ensuring accuracy and efficiency across all payment flows, maintaining liquidity and cash positions, and performing key financial and operational responsibilitiesto support smooth and compliant payment processing.

Job responsibilities

  • Bank Reconciliations:
    Oversee and execute daily reconciliations across all banking and payment accounts.
  • Fee Calculation & Proposals:
    Calculate internal and external fees; prepare tailored client pricing proposals based on transaction volumes and risk profile.
  • Client Settlement & Reporting:
    Monitor and report on settlements and transactional flows; ensure timely and accurate reporting to internal teams and clients.
  • Fee Benchmarking:
    Conduct periodic analysis of market rates and competitor fees to ensure pricing competitiveness.
  • Treasury Management:
    Manage the full payment cycle assist in cash flow management, fund movements, and bank instructions for high-value transactions.
  • Regulatory Compliance:
    Ensure alignment with financial reporting obligations under regulations; support preparation of reports for the Central Bank or other regulators, preparations of annual and quarterly reports.
  • Internal Controls:
    Help define and implement robust internal financial controls, especially for funds management and client money handling.
  • Collaboration:
    Work closely with compliance, operations, accountants, auditors and client teams to ensure seamless flow of financial information, service delivery and identify financial risks in daily operations.

Requirements

  • Bachelor's degree in Accounting, Finance, Business or related field.
  • 3–5 years of experience in a finance/accounting role within fintech, payments, or EMI/PSP environment.
  • Strong knowledge of reconciliation tools, banking systems, and fee structures.
  • High level of integrity and ethical judgment.
  • High attention to detail, integrity, and discretion in handling sensitive financial data.
  • Excellent command of Excel.
  • Problem-solving mindset, strong organisational and multitasking ability, Collaborative approach.
  • Strong communication skills in English (written and verbal).

Preferred

  • Experience in working with cross-border payments, FX, or OTC desks.
  • Hands-on experience with virtual IBANs, digital assets, or settlement platforms.

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